I phoned authorize.net and they said that when you use their payment gateway you will need to charge for your products in US Funds. But the payments you collect will be converted to CAD funds so you can deposit them into your CAD bank account.
You need 2 things to process payments online:
1. Merchant Account to process credit card payments
2. Payment Gateway to link your website to your Merchant Account to accept online payments.
Currently, Authorize.net is the only payment gateway that works with Ubercart and Recurring Payments. Visit their website at http://www.authorize.net or call 1-888-323-4289 for more information.
Here's the pricing they sent me by email:
Payment Gateway Account
• Non-Refundable Setup Fee: $99.00
• Monthly Gateway Fee $20.00
• Gateway Per-Transaction Fee: $0.10
• Gateway Batch Fee: $0.25
Merchant Account (If you do not already have one)*
• Per-Transaction Fee: $0.25
• Visa/MasterCard Qualified Discount Rate**: 2.19%
• Monthly Statement Fee: $9.95
• Monthly Minimum Fee: $25.00
If you have a merchant account already, you will need to contact them to see if it works with Authorize.net. They do work with Moneris and Elevon and other Canadian merchant accounts.
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